COVER FEATURES

BEAM comprehensive car insurance

Cover features	4 Star Defaqto Rating Comprehensive
Courtesy car while your car is repaired by an approved repairer
Uninsured driver promise – you won't pay an excess or lose your no claims discount if your car is hit by an uninsured driver
24/7 claim helpline
Liability to others for injury or damage to their property
Named drivers can earn a no claims discount to use when they insure a car with us
Emergency treatment – you're covered for any fees following an accident
Car sharing scheme – the car you're insuring is covered
No claims discount for claim-free driving
Driving in Europe – up to 90 days' cover in the EU and several other European countries
Garage custody and valet parking cover
Fire and theft damage
Replacement locks and keys – up to £1,000 cover with comprehensive cover
Replacement child seats
Accidental damage
Windscreen, window and sunroof repairs without losing your no claims discount
Personal belongings in your car – up to £250 cover
Damage to trailers – up to £500 cover on single axle trailers
Personal injury – up to £5,000 cover
Medical expenses – up to £400 per person
Accommodation or onward travel cover if you cannot continue your journey following an accident

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

Lines are open 24/7 all year.

Cover features