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BEAM Car Insurance

Defaqto 4 Star rated cover

Exclusively available through price comparison websites

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Why insure your car with us?

  • Guaranteed courtesy car
    Guaranteed courtesy car
    If your car’s out of action and in for repair, we’ll send you a courtesy car to keep for as long as you need.1
  • Uninsured driver promise
    Uninsured Driver Promise
    Hit by an uninsured driver and it wasn’t your fault? Keep your no claims discount and pay no excess.2
  • Transport or a hotel after an accident
    Help after an accident
    We’ll cover your travel or a hotel after an accident so you can get to where you need to be.3

What’s covered by BEAM car insurance?

BEAM car insurance is powered by the AA, one of the UK's leading brands. With the support of a trusted claims team, you can be confident you've got the right cover for the right price.

  • The comprehensive cover protects your car against accidental damage, vandalism, fire or theft, and injuries to other people and damage to their vehicle or property.
  • Add extra cover if you need it, such as Excess Protection or Motor Legal Assistance.
  • Because we’re backed by the AA, you can get breakdown cover from just £15.

    BEAM car insurance is only available through select price comparison sites.

     

    Optional extras available with your cover

    • Breakdown Cover4

      Roadside
      Get 24/7 assistance if your vehicle breaks down over 1/4 mile from your home.


      Roadside + National Recovery
      Just in case we can't repair your vehicle, we'll take you and your vehicle to any UK destination – however far it is.


      Roadside + National Recovery + At Home
      24/7 assistance if your vehicle breaks down at home.

    • Motor Legal Assistance
      Get up to £100,000 in legal assistance, a 24/7 legal helpline and a range of online legal documents.

    • Excess Protection
      Claim your excess back when you're at fault, or if the others involved in the accident can't be identified.

    • Motor Accident Plan
      Improve on the personal injury cover included in our comprehensive cover, with added benefits if you have an accident.

    • Car Hire
      Stay mobile if your car's written off, or stolen and not recovered. Car Hire provides a replacement vehicle for up to 21 days.

Got a quote and want to buy BEAM?

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Already got cover?

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Claims

Had an accident? Whether you’re beside the road or back at home, we can help.
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FAQs

Got a question that hasn’t been answered here? Our FAQs page could have the answer.
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Important information

1 Comprehensive cover provides a courtesy car while your car is being repaired at an approved garage.

2 Only for non-fault claims where the other driver is identified and not insured. We'll need the registration number, make and model of the other vehicle.

3 Up to £500 for all of the occupants. You'll need to pay for your travel and hotel expenses, then reclaim them from your insurer.

4 The service is limited to 1 call-out during the policy year, but additional call-outs are available on a pay-for-use basis.

The underwriter of your car insurance policy will be provided from our panel of insurers.

BEAM car insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Level 3, Plant, Basing View, Basingstoke, Hampshire RG21 4HG. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Contact us

0330 041 3684

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

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Car insurance claims

0330 041 3689

Lines are open 24/7 all year.

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